How To Prepare for a Recession

How To Prepare for a Recession

Though we are not currently in a recession, fears about an impending economic downturn have many Americans reassessing their finances and budget. As financial stress and gas prices rise, there are a few things you can do to prepare your finances and be ready for any...
Holiday Spending Habits

Holiday Spending Habits

It’s easy to overspend this time of year. Holiday parties. Gifts. Black Friday deals. Vacations. These are all good things, but if we’re not careful, our wallets can empty quickly. Is it possible to get through the holidays without breaking the bank? The answer to...
What Is Credit Counseling?

What Is Credit Counseling?

If you want to file for bankruptcy, you will be expected to provide a credit counseling certificate at some point during the process. This is because, to finalize bankruptcy, the courts need to determine that you can demonstrate how to rebuild your credit. The process...
What Do You Need To File for Bankruptcy?

What Do You Need To File for Bankruptcy?

Are you ready to file for bankruptcy? While the process might seem overwhelming, ultimately bankruptcy might help you get relief from the constant debt collector calls. In order to get to that place, though, there is paperwork involved. The courts typically need to...
The Pros and Cons of Bankruptcy

The Pros and Cons of Bankruptcy

Are you considering bankruptcy? Thinking of whether it’s a good option for you? There is a lot of misinformation about what bankruptcy is and how it affects you. Just like any major decision, filing for bankruptcy requires careful consideration. This post will address...