What Is Credit Counseling?

What Is Credit Counseling?

If you want to file for bankruptcy, you will be expected to provide a credit counseling certificate at some point during the process. This is because, to finalize bankruptcy, the courts need to determine that you can demonstrate how to rebuild your credit. The process...
What Do You Need To File for Bankruptcy?

What Do You Need To File for Bankruptcy?

Are you ready to file for bankruptcy? While the process might seem overwhelming, ultimately bankruptcy might help you get relief from the constant debt collector calls. In order to get to that place, though, there is paperwork involved. The courts typically need to...
The Pros and Cons of Bankruptcy

The Pros and Cons of Bankruptcy

Are you considering bankruptcy? Thinking of whether it’s a good option for you? There is a lot of misinformation about what bankruptcy is and how it affects you. Just like any major decision, filing for bankruptcy requires careful consideration. This post will address...
Should I File for Bankruptcy?

Should I File for Bankruptcy?

Bankruptcy can be intimidating. It sounds like a daunting process, and sometimes it is. But for many people, for one reason or another, excessive debt and the inability to pay it back is a crushing reality. In these circumstances, bankruptcy may be a good option for...
Chapter 7 vs. Chapter 13 Bankruptcy

Chapter 7 vs. Chapter 13 Bankruptcy

Bankruptcy is confusing for many people. Things get even more confusing once the differences between chapter 7 and chapter 13 bankruptcy come into play. So what exactly is bankruptcy, and how are chapter 7 and chapter 13 different? If you face an insurmountable amount...