Bankruptcy

Bankruptcy

Calling a bankruptcy lawyer and declaring bankruptcy is one of the most difficult decisions a person can make. At The Law Offices of David Brunelle, we will help you weigh all of your options and make the decision that is right for you. We’ll have you navigate the process and make this time in your life as easy as you can imagine it will be.

In many cases, pursuing Chapter 7 or Chapter 13 Bankruptcy is a better option than credit counseling alone because you can:

  • Emerge debt (and stress) free
  • Avoid Foreclosure
  • Protect assets
  • Stop lawsuits
  • Stop creditor calls and letters

It is human nature to not want to think of one’s financial troubles and to avoid the question of bankruptcy. However, waiting too long to call a bankruptcy lawyer can make the situation worse and be extremely stressful with mounting creditor phone calls, notices, and even threats of foreclosure or litigation. We are located in Chicopee, MA, East Longmeadow, MA, Worcester, MA and Suffield, CT, and our legal team will help lessen the stress of filing for bankruptcy.

The truth is you should call us today to learn about your options if you are:

  • Struggling to pay bills.
  • Borrowing from one credit card to pay off another.
  • Your home is up for foreclosure or is being foreclosed.
  • Having to decide between paying your credit card bill or your mortgage.

The Dave Brunelle Law bankruptcy process works like this:

  • Step one is scheduling an introductory phone call. Attorney David Brunelle will tell you immediately if it makes sense to set up a meeting.
  • Step two is a complimentary 30-minute consultation with David to review your financial situation and learn about your options and the pros and cons of filing for bankruptcy. At this point, we’ve heard countless clients say, “I’ll be able to sleep tonight for the first time in a long time.”
  • Step three: Decide if you will file. If you do decide to file, as your bankruptcy lawyer, David will review the process in detail, including all fees.
  • Step four: You will receive a package containing:
    • A list of all the documents that we’ll need.
    • A list of credit counselors because a counseling certificate is required to enter and then emerge from bankruptcy status.
    • An expense sheet to complete.
    • Information about the different chapters of bankruptcy.

You can tell your creditors to call our office at this point in the process. Most bankruptcy attorneys will not begin taking calls from creditors until after all fees are paid in full. Our philosophy is that the more we help to reduce your stress, the sooner you’ll be able to pay the fees necessary to file for bankruptcy and begin down the road to becoming debt-free.

  • Once your payment is made and the documentation is complete, we prepare the paperwork and set up a meeting with you to sign the Bankruptcy Petition.
  • We then file the bankruptcy papers with the courts. You will soon receive a letter with your docket number and date and time for a meeting with the Trustee. We take care of everything and answer all your questions every step of the way.
  • In the end, you’ll be debt-free.

Looking for a bankruptcy attorney in Chicopee, MA? Look no further than The Law Offices of David Brunelle.

Contact us today by calling 413-539-5959 or email Attorney Brunelle at david@davidbrunellelaw.com.